Below is a list of some of the classes that are offered here at Empire Title.
Please keep your eye on our calendar for dates, times and classes offered each month.

O & E the Untold Story: 1 CE hour
Learn how to avoid serious problems in the Real Estate transaction by identifying them in advance. Searching the Chain of Title: 1 CE hour
Learn how Title Companies examine the chain of title & understand the requirements and exceptions as they relate to the Real Estate Contract.

The Basics of the Title Commitment: 2 CE hours
The Title Commitment as it relates to the new contract. Learn how to avoid common pitfalls.

The Basics of Business Planning and Marketing: NON CE CLASS
Learn how to put a comprehensive business plan together and market your clients effectively. Learn from an instructor who has owned businesses and understands how to motivate and educate at the same time.

The Basics of the HUD: 1 CE hour
Learn how to easily explain the HUD to your clients. Also, learn how to address ‘pre-paids’ and ‘non-allowables’ in your contract.

The Basics of the Real Estate Closing: 1 CE hour
Learn how the documents are presented and have some fun coping with some real world closing problems.

RESPA 101: 2 CE hours
RESPA Reform as it relates to changes in the Good Faith Estimate and
HUD-1 Settlement Statement forms. Learn the mysteries of the new 1100s section and how Title Service Fees will be revealed. Understand HUD’s thought process as they crafted the RESPA Reform Rule.

Advanced Foreclosures: 2 CE hours
Learn how the foreclosure process works; understand strategies and short sale procedures. And find out about pending legislation, which will change the process in 2008. More importantly learn from an instructor who has first hand knowledge of the process.

Empire Title’s New Agent Seminar: NON CE CLASS
This is an introductory class to help you begin to understand the new Contract, Title Commitment and HUD.

Real Estate Contract: 4 CE hours
Covering the NEW Contract, which became effective January 1st, 2008. Also learn how to avoid common pitfalls and mistakes, which cost you time and money.

Real Estate Commission Update Course: 4 CE hours
Learn the changes in the Contract to Buy and Sell Real Estate. There is a Fee for this class.

1031 Tax Deferred & Exchanges: 3 CE hours
Understand the exchange terminology and exchange closing procedures. Learn how to convert a rental to a primary residence or residence to a rental and delayed exchange rules and identification requirements. And also learn how to calculate capital gain and comparing a sale vs. an exchange.

Advanced 1031 Exchange: 2 CE hours
This class provides a short overview of the basics of an exchange and quickly moves to more advanced 1031 exchange strategy and structure. Time will be dedicated to the Reverse exchange and Improvement exchange process and the unique structure and financing considerations these exchanges create. Advanced exchange strategy involving personal residences and vacation properties as well as other exit strategy options such as upREITs and Tenant In Common (TIC) ownership will be addressed.

1031 Exchanges—Everything You Ever Wanted to Know: 3 CE hours
Part 1 — The basic rules of IRC Section 1031 as well as a basic understanding of the Reverse and Improvement exchange process. We will discuss the role of the Qualified Intermediary and investor motivations for a 1031 exchange. This class will also highlight strategies involving the section 121 Primary Residence rules used in combination with a 1031 exchange.
Part 2 — How to Use TIC’s to Attract New Clients and Increase Your Income: This class includes, the basics of Tenant-in-Common (TIC), the latest information on the NAR/SEC Exemption, the parties involved in a securitized TIC investment, and how you can use TIC’s to attract new clients and increase your income!

Advanced Foreclosure and Short Sale: 2 CE hours
This course contains information on transfer of well ownership, contract changes for foreclosure and short sale, and new rules and regulations. In addition, it discusses the changes to the contract effective July 1st, 2009. To reserve your seat, please pre-pay $30.00, check payable to Pikes Peak School of Real Estate and mail to Empire Title, 5755 Mark Dabling Blvd. Suite 110, Colorado Springs, CO 80919. No refunds for no-shows.

CTM eContracts: NON CE CLASS
Discover the next generation of Real Estate contracts by accessing your contracts, clients database & documents from anywhere at any time. This course covers the fundamental of interactive digital Real Estate contract & all the upgraded new features that CTM eContracts has to offer. Presented by CTMSoftware.

Advanced Course on eContracts: NON CE CLASS
This course covers the advanced concepts of interactive digital Real Estate contract and how it can help you further in your business growth. Presented by Debby Lewis of CTMSoftware.

VA Training for the Real Estate Agent: 4 CE hours
Understand the positive side of VA home loans and
dismiss the myths that are in the industry. This class is designed to instruct on veteran eligibility, property eligibility, contracts, credit underwriting, homeowner assistance programs, and closings. Class presented by VA.

The Impact of Meth When Selling: 2 CE Hours!
Learn how to recognize a potential meth lab and its health risk, the process of testing and clearance, and why it is expensive.

Colorado Insurance & Homeowners Laws & Practices: 2 CE hours
This course highlights current laws and practices necessary for Real Estate agents. Learn how to avoid homeowner insurance issues, such as
uninsurable homes, vicious dogs, methamphetamine lab issues, uninsurable roof materials. Be better equipped to educate your buyers and increase sales.

The Mortgage Life Cycle: 2 CE hours
Understand why the Government takes over Fannie, Freddie and AIG, and what caused the mortgage meltdown.

FHA 203K REHAB: NON CE CLASS
Utilize a loan program which lets the borrower pay for appliances, carpet, and paint. It allows for cosmetic upgrades and simple repairs. This program is great for bank owned and foreclosed properties. 203K Rehab lets buyers pick their upgrades.

Extreme FICO Makeover: 2 CE hours
Learn the facts about credit scoring from a credit reporting agency owner and understand how to sell more homes by utilizing new tools in the mortgage credit industry. This is not about credit repair but about using established, proven services available in the credit industry to increase credit score in just 48 hours!

Myths, Mistakes, and Mayhem in the Short Sale Process: 2 CE hours
Dispel myths such as, “The Short Sale lender is a party to the contract”. Are your offers being submitted? Are you under contract? Pricing your property correctly to get Short Sale acceptance. Finding the right buyer for a Short Sale and understanding the Short Sale addendum.

Taking the Mystery Out of the Reverse Mortgage Purchase Program:
NON CE CLASS
This course covers the history and basics of the FHA Reverse Mortgage, and how it can be used as a direct purchase loan for Senior Home Buyers. Learn about the many options and benefits that this program has for buyers, and how it can increase your sales opportunities.

The Estimator™: 2 CE hours
Learn how to use this AMAZING software to generate Net Sheets, Loan Calculations, Amortization Schedules, and more. The Estimator™ will help you out-perform your competition with transaction specific reports for your client presentation.

The ABC’s of Selling HUD Owned Properties: 4 CE hours
Foreclosed Properties with loans guaranteed by the FHA most often end up with the Department of Housing and Urban Development (HUD). There are thousands of HUD owned homes available in Colorado and they can be a great opportunity for Brokers and Buyers alike with up to 5% commissions. Learn how to become a HUD registered selling agent, how to fill out the HUD Specific Contracts and Disclosures, How to place an electronic bid, Navigate the Special Purchase Programs and more. The fee for this class is $25.00.

Wills, Trusts, and Estate Planning: 1 CE Hour
This class shows how joint tenancy, probate administration, incapacity and properties owned in another state can present difficulties for all concerned, including brokers and title companies.Foreclosure Protection Act: 1 CE hours
Learn about the 2009 changes to the Foreclosure Act. Understand the new forms to use and how to protect residential sellers and investor buyers.

Streamline 203K: 2 CE Hours
The Streamline 203K is a simplified program that was developed to specifically address smaller scale of repairs. This course will teach you how to educate your clients on buying a home, finance repairs, and what the advantages are in using this program.

Self-Directed Retirement Plan Services: 2 CE Hours
This workshop offers an informal environment for asking questions about the flexibility available with self-directed retirement plans. This workshop covers the Dos and Don'ts (Prohibited Transactions) within your retirement plan, alternative investment choices to the stock market (i.e. Real Estate, Notes, LLCs) and how to open an account. You will also learn the basic structure of self-directed retirement loans, including but not limited to: LTV, costs, property requirements and so forth.

Empire Title’s Hard Hat Tour: NON CE CLASS
You will get to see 10 homes by 5 builders in 3 communities. The builders include Aspen View Homes, Edward Alan, Todays Homes, Oakwood Homes and Legendary Homes. We will get you there, feed you and get you back. Don’t forget to bring one of your listing flyers and business cards for your chance to win prizes.

Water Loss During Inspection: 2 CE hours
This class covers; the signs of existing water intrusion, scenarios of a water loss, time and water a potentially deadly combination and standards of cleaning IICRC.

Basic Mold Information for the Realtor: 2 CE hours
As related to the Water Loss class, this class covers; introduction to mold, why worry about mold, signs of mold, is mold a DIY clean up, when to involve a restoration specialist, safety tips when dealing with mold, principles of mold remediation and mold dog.

Empire Title Cares for Your Safety: NON CE CLASS
This Personal Awareness, Safety, and Security Program (P.A.S.S.) is designed to give each student greater self confidence while teaching them the self-protection skills needed to survive a violent encounter. It covers skills to identify a potential threat, verbal de-escalation, knowing when to react, and physical self-defense skills.

Real Estate IRA Investing: 1 CE hours
Learn how to use IRA funds to purchase real estate. Use your IRA to buy local foreclosed properties. Learn the trends of self-directing IRA investing and avoid taxes, penalties, and prohibited transactions in a Real Estate IRA.

CHFA—Colorado Housing and Finance Authority: 2 CE hours
Ever wonder how CHFA loan programs work? Help more potential homebuyers with CHFA’s DOWN PAYMENT assistance utilizing competitive interest rates.

How to Use TIC’s to Attract New Clients and Increase Your Income:
1 CE hour
This class includes, the basics of Tenant-in-Common (TIC), the latest information on the NAR/SEC Exemption, the parties involved in a securitized TIC investment, and how you can use TIC’s to attract new clients and increase your income!

Have You Vlogged Today?: NON CE CLASS
Two of the Top 10 marketing trends for 2009; vlogs and social networking. Real Estate Professionals need to become comfortable with the use of social networking for their self-promotion and “product” promotion. This class will introduce you to vlogs, blogs, groups, eCommunity and the benefits of websites like LinkedIn and real estate specific sites.

Business Planning and Marketing: NON CE CLASS
Learn how to put a comprehensive business plan together and market your clients effectively. Get information on a comprehensive listing presentation and learn from an instructor who has owned businesses and understands how to motivate and educate at the same time.